Question:
You needed one more option ... rubber band. *Since I've actually had money, I've never used anything but a decent rubber band wrapped around my money ... with the credit cards and other things (driver's license, prescription card, medical card, etc...) in the middle. *And in the 30 + years I've been using a rubber band, I've never lost a single bill, card, license, anything.
So I voted " just use my pocket ".

Answer:
Just fold it in half!!! ;D

Answer:
I keep my cards in a leather card wallet - and my money in my front pocket. I can't stand to have a big lump under my butt when I am sitting, nor do I like to have a huge weight dragging down the rear of my pants, exacerbating the flatness of my Eastern-European anti-butt.

Answer:
bi-fold, but I have used tri-fold in the past

Answer:
Fold the money in half. Put your cards inside the folded bills. Put a thick rubber band around all of it. The rubber band that you see on broccoli, etc. You're set. Wallets are a burden, like most other things.

Answer:
My first wallet (which what I'm still using now..you'll understand after the anecdote ) was a Tri-fold as a birthday present many years ago. I used to use that a lot, and then retired it for a Bi fold. The Bi fold didn't feel as 'safe' but provided easier access to my money, which is useful when time (which I associate with efficiency) is a factor. However, the Bi fold started falling apart, so I reveted to my quality and reliable (and safe!) trifold.

Answer:
After years of destroying my wallet through use every two years or so, I have finally arrived at a system that works: Multiple wallets.
Levenger has a fantastic wallet that has just one big pocket, with a single card slot on the front, back and one on the overflap. I keep all sorts of cards in there: membership cards, calling cards, etc etc.
A leather bifold for money cards: credit and ATM.
A little zipping money purse thing that is the same length and width as the bifold. I had a money clip before that and would probably go back to one if I lose this (I had a money clip before that I managed to lose).
I've managed to keep this same set of wallets for about 8 years now. I like the Levenger super-wallet so much I have given that as a gift.
Levenger card wallet:
http://www.levenger.com/PAGETEMPLATE...#124;Level=2-3

Answer:
A paper clip for bills and a very low profile zippered nylon card case. One in each front pocket.
--Steve

Answer:
Anyone use a credit card wallet that can hold like 2 or 3 ID cards and some bills/change? They are really thin and a hair bigger then a Visa. I might pick one up, but im unsure what they are called....are they just a credit card wallet? (note: you dont fold this the the link above shows)

Answer:
Hey gator, I use one of those credit card wallets and couldn't be happier! I can never go back to a lumpy wallet again unless I'm wearing a sport coat/ dress coat and then I MIGHT carry one in the inner pocket. Mine has 3 slips for cards (I stuff 11 thick cards in there plus a couple thin paper cards and a main slip for cash. A word of warning though, if you tend to stuff it as I do, cards wil sometimes slip out when it is less than full, but this has only happened when I hold it upside down, never while in my pocket. BTW I picked mine up from Wilsons leather. Good luck!